Make The Most Of Your Dental Insurance
February Special For New Patients – Free Sedation! Call (303) 323-8149 to get more information and to find out about the restrictions that apply.
If you have dental insurance – either paid for by your employer or yourself – below are a few excellent tips for making the most of your insurance benefits.
Dental Insurance Benefits Year: It’s important to know when your benefits year begins and ends. For most plans, but not all, the benefits year is the same as a calendar year (January 1 – December 31). Dental insurance plans do have a limit to how much they’ll pay out in a given benefits year, and if you don’t use the benefits, they will be lost forever. Toward the end of the year, we’ll often help patients plan and schedule treatment in order to capitalize on their dental insurance offerings.
Maximum Dental Insurance Benefits: Check your plan to see what your maximum benefits are per benefits year. Many plans cap out at $1,500 per year or less. Once you reach your benefits limit, you’ll have to wait until the following year to receive your additional benefits.
In Network Dental Providers: Our dental office is in network for Delta Dental (Delta Premier), Aetna, Assurant, and United Concordia. However, we also accept most types of dental insurance. Whatever insurance plan you have, we’ll be happy to check on your benefits for you. In some cases, the difference between being “in network” and “out of network” isn’t extreme. Some patients choose to come to our office, even though they’re out of network, because of our gentle care and the sedation dentistry that we offer (nitrous oxide, oral sedation, and IV sedation).
Exams and Cleanings: Most dental insurance plans will cover exams and cleanings every six months, so it’s important to watch when you’re scheduling these to make sure that at least six months have elapsed between your appointments.
For more questions about your specific dental insurance coverage and payment options, please call our office (303) 323-8149.
Please note: In addition to accepting most types of dental insurance, we also offer no-interest financing for 2 years, through CareCredit. Our dental office is located near Highlands Ranch, just west of Park Meadows Mall. We offer evening and early morning dental appointments.